With so many different student loans to keep track of, not to mention assist, balances, payments due dates, and financial aid requirements, this can be an overwhelming process. If you’re a student borrower in the United States, you’ve likely heard of FedLoan Servicing, one of the loan servicers that has been contracted by the U.S. Department of Education. If you’re either paying back federal student loans or applying to have them forgiven, you need your FedLoan Servicing login system to understand how to use it.
This complete guide will cover everything you need to know about FedLoan Servicing login (and how it relates to your FAFSA login) and how to handle your student loans going forward.
What Is FedLoan Servicing?
FedLoan Servicing was established by the Pennsylvania Higher Education Assistance Agency (PHEAA) to service federal student loans only for the U.S. Department of Education. It serves millions of borrowers nationwide, and offers things like:
- Dealing With Monthly Loan Payments
- Interest and Principal Balances Information
- Helping with income-driven repayment plans
- Providing Public Service Loan Forgiveness (PSLF) support
FedLoan Servicing was a prominent servicer for many years — but formally concluded its federal student loan servicing contract in 2022. Many borrowers still have a need for historical loan information, forgiveness program updates and transition details on their FedLoan login.
Differences between Fair FAFSA Login and FedLoan Servicing Login
FAFSA Login
So before we get into FedLoan Servicing login, let’s get acquainted with FAFSA login. FAFSA: Free Application for Federal Student Aid It’s the official application used by students to apply for federal grants, loans and work-study funds.
An FSA ID—a username and password that allows you to access the Federal Student Aid system—is needed to log in to your FAFSA account. You use the same FSA ID to log into:
- FAFSA.gov or StudentAid.gov
- Manage financial aid packages
- Access federal loan details
- eCombination loan agreements signing
FedLoan Servicing Login
Your FedLoan Servicing login is different than your FAFSA login. While FAFSA (or StudentAid. gov) helps you request aid and check on the status of your loans, FedLoan Servicing was used to handle the repayment end of things. Borrowers logged in to their FedLoan accounts to:
- Check payment history
- View billing statements
- Provide income documentation for repayment plans
- Submit forgiveness programs, such as PSLF
If your loans were formerly serviced by FedLoan, you may still want to log in to either check up on previous documents or verify that your data was correctly sent to your new loan servicer.
How to String into FedLoan Servicing login
While FedLoan Servicing is no longer servicing active federal student loans, the site is still live on a legacy basis to access documents.
Steps to Log In:
- Visit www.MyFedLoan.org
- Click on the “Sign In” button
- Log in with your username and password
- Log in with any security questions or questions needed
- Log into your loan dashboard to check payment history, forms and communication
You can reset your credentials by using the “Forgot Username or Password” links if you don’t remember your login information.
End of FedLoan Servicing, New Loan Servicer Transition
Since FedLoan was leaving the federal loan servicing sphere, the U.S. Department of Education transferred borrower accounts to new servicers like:
- MOHELA (for borrowers in Public Service Loan Forgiveness specifically)
- Aidvantage
- Nelnet
- Edfinancial
If you had used FedLoan Servicing in the past, your loan information was moved to one of these servicers. Get information about who your loans are currently with.
- Visit StudentAid.gov
- Use your FAFSA login (FSA ID) to log in
- Loan servicer name and contact information under “My Aid”
Why You May Still Need Your FedLoan Servicing Log In
Although FedLoan no longer services federal loans, access to your account might still be crucial for:
- Retrieving old invoices
- Verifying PSLF payment counts
- Looking back at prior emails or notes in the account
- Confirming accuracy during the transfer to your new servicer
If you are seeking Public Service Loan Forgiveness, you’ll likely need to submit documentation that dates back to when you were a FedLoan servicer. So keeping your login credentials secure is a smart thing to do.
Accessing StudentAid (FAFSA Login) to Manage Loans gov)
Now that almost all federal loans have moved away from FedLoan Servicing, the principal portal for managing student aid is StudentAid. gov, requires your FAFSA login credentials.
What You Can Do on StudentAid. gov:
- You have the most recent information and insights about your assets.
- Enroll in income-driven repayment plans
- Consolidate your loans
- Submit PSLF forms
- Track forgiveness eligibility
- Obtain contact information for your new servicer
Tips to Stay Safe:Always Update Your Information on StudentAid. Tracking your loans will help you catch any discrepancies, especially when you transition between loan servicers; the Department of Education provides a tool for tracking your loans at studentaid.gov.
Secure Access and Loan Management: A Guide
Follow these best practices to help you access your student loan accounts safely and smoothly:
- Use Strong Passwords: For logging into your FAFSA, and logging into FedLoan Servicing, use a different password, and change regularly.
- Maintain Records: Keep copies of payment histories, tax forms of correspondence — particularly when servicers change.
- Turn on notifications: Sign up for emails or texts for key due dates, updates or errors.
- Verify Transfers: If you move between servicers when your loans transfer from FedLoan to a new servicer, compare your balances and payment histories to ensure accuracy.
- Use the Loan Simulator: StudentAid. gov, this tool can help you plan your repayment strategy, according to your income and goals.
fafsa login Final Thoughts
FedLoan Servicing login may no longer be a go-to platform for managing an active loan, but it retains historical significance for millions of borrowers. Your FAFSA login (FSA ID) is now the single way in to all federal student aid services through StudentAid. gov Understanding how these systems interconnect can give you the confidence to manage your loans, apply for forgiveness and navigate your financial aid.
Student loans: always, always, always be proactive. Whether you need to log on and check your account, update your repayment plan, or get in touch with your servicer, knowledge is your best strategy for success.
